Bank reconciliation without errors, without delays
We match your bank and card statements with the system records — zero discrepancy at month-end.
Who it's for
Businesses with multiple bank accounts
Each account needs its own reconciliation. Doing it by hand takes hours per account.
Those who've seen strange bank charges
Regular reconciliation is the best fraud or bank-error detector. We act fast before the dispute window closes.
Active corporate card users
A credit card piles up dozens of transactions a month. Without reconciliation, categorization is guesswork.
What's included
- Monthly reconciliation of all checking and savings accounts
- Monthly reconciliation of business credit cards
- Detection of duplicate or incorrect charges
- Alert on suspicious transactions (possible fraud)
- Adjustment of mis-categorized entries
- Reconciliation report with status per account
How it works
- 01
Bank connections
We connect all your accounts to Zoho Books via read-only bank feed. You authorize each one with secure login.
- 02
Monthly reconciliation
At the start of each month, we compare statements with records. We adjust what needs adjusting and investigate discrepancies.
- 03
Status delivered
You receive a summary: how many transactions reconciled, how many needed adjustment, and alerts if anything looked off.
Common questions about this service
My bank isn't in the Zoho Books list. Now what?
If a bank doesn't integrate, we do manual reconciliation with CSV upload. Takes longer but works perfectly.
What if you find a charge I don't recognize?
We flag it immediately and guide you through the bank's dispute process. Many refunds have short windows — speed matters.
Do I need bookkeeping too?
Yes, reconciliation is part of bookkeeping. We don't sell it standalone because without the entries, there's nothing to reconcile.
Do your books match your bank?
If you're unsure whether book and bank agree, we find out in a 20-min call.