Monthly financial reports in plain language
P&L, Balance Sheet and Cash Flow delivered every month — with explanations you actually understand.
Who it's for
Owners unsure if they're really profitable
Strong revenue but the checking account stays empty — the report shows where the money is going.
Those who want to stop guessing and start deciding
Good decisions come from data. Without a report it's a bet. With a report it's strategy.
Businesses applying for loans or financing
Banks always ask for 12–24 months of P&L and Balance Sheet. We deliver them in minutes, signed and professional.
Those tracking year-over-year
Real growth vs revenue growth. Margin improving? Fixed costs creeping up? Only the report shows.
What's included
- Monthly Profit & Loss (P&L) with prior-month comparison
- Monthly Balance Sheet — assets, liabilities, equity
- Cash Flow Statement — actual cash in and out
- Short narrative analysis (1 page) with highlights
- Year-to-date revenue vs expense chart
- Professional PDF export for banks and investors
How it works
- 01
Bookkeeping delivered
Reports depend on clean books. If you already have bookkeeping with us, the month closes automatically.
- 02
Review and analysis
Our team reviews numbers, flags anomalies, compares with prior months and writes the narrative.
- 03
Delivery and optional call
You receive the PDF on the 15th of the next month. If you'd like, we schedule a 20-min call to walk through anything.
Common questions about this service
Do I need bookkeeping to get reports?
Yes. Reports are the output of your books — without clean books, no reliable report. It can be with us or another bookkeeper, as long as the data is in Zoho Books.
Are the reports good for my CPA to file taxes?
Yes, perfectly. We deliver in a format any US CPA accepts — we can also send directly to your CPA if you authorize.
I'm not great with numbers. How does the analysis help?
The analysis is in plain text, no jargon. It answers things like: 'Did you make money this month?', 'Where did you spend the most?', 'What's worth investigating?'.
Want to understand your numbers?
On a 30-min call we'll show you the kind of report you'll receive — with a real anonymous example.